I'm 50 and have never owned my own home. It's for a number of reasons, among them the fact that until the past few years, I didn't make enough money, and wasn't sure where I would settle (even though I lived in Timmins for almost 14 years, but low-income years).
I am ready for home ownership, and the switch to putting a huge chunk of my monthly income into paying the freight on my OWN place, instead of someone else's. The timing is good, too, because with the stock market the way it is, home ownership is the only really safe investment that you can count on to give you a decent eventual return on your money. My mutual funds are in the tank.
So I've been pre-approved for a mortgage and have consulted my cousin, the realtor. Tomorrow morning, we go on six showings.
Wish me luck. I'll update as I can.